It’s a week before Christmas and the gifts are all either
here or on their way. Soon, I’ll finish the photo albums and goody boxes I’m
assembling as gifts for family members, and then my husband and I will begin
wrapping. Lots and lots of wrapping, because I really enjoy the finishing touch
gifts bring to the Christmas tree.
This morning as I settled in for a day of “last minute
Christmas gift browsing”, I checked in with Facebook. A former coworker, from
the time before I became a full-time writer and stay-at-home mom, proudly
announced to Facebook that he, his wife, and his little boy are enjoying a
no-debt Christmas…and my day’s plans clouded over. Envy sank into my stomach
because I can’t say the same for my family and our holiday this year. We’re
coming out of lush times and heading into lean times, but we have been spending
like we’re still enjoying the golden period.
We have attempted debt freedom in the past and we started
this year in good shape, but lost sight of our goals. Or we didn’t fully
embrace our goals in the first place. Today I realized I need to stop and take
a breath and remember how to enjoy the leaner days ahead. Ordinarily I would
bury my head in the sand and say “we’ll start on January 1,” but I don’t want
to be that person who wakes up on New Year’s Day with resolutions and vows and
the amount of debt that can still be accumulated in the two weeks that remain
in the year.
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